Timber Frame Construction is the fastest growing construction method in Ireland; now sharing approx. 50% of the build market!

Considering the Government are pushing for more timber frame homes; getting a mortgage on a timber frame in Ireland certainly wonโ€™t prove any more difficult to obtain than it would for a standard masonry home.

Hereโ€™s what Zurich & Halifax had to say..

โ€œ๐˜๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฑ๐˜ข๐˜ฏ๐˜ช๐˜ฆ๐˜ด ๐˜ฅ๐˜ณ๐˜ข๐˜ธ ๐˜ฏ๐˜ฐ ๐˜ฅ๐˜ช๐˜ด๐˜ต๐˜ช๐˜ฏ๐˜ค๐˜ต๐˜ช๐˜ฐ๐˜ฏ ๐˜ฃ๐˜ฆ๐˜ต๐˜ธ๐˜ฆ๐˜ฆ๐˜ฏ ๐˜ต๐˜ช๐˜ฎ๐˜ฃ๐˜ฆ๐˜ณ ๐˜ง๐˜ณ๐˜ข๐˜ฎ๐˜ฆ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฃ๐˜ณ๐˜ช๐˜ค๐˜ฌ ๐˜ฐ๐˜ณ ๐˜ฃ๐˜ญ๐˜ฐ๐˜ค๐˜ฌ ๐˜ค๐˜ฐ๐˜ฏ๐˜ด๐˜ต๐˜ณ๐˜ถ๐˜ค๐˜ต๐˜ช๐˜ฐ๐˜ฏ.โ€

-Steve Birt (Zurich)

โ€œ๐˜›๐˜ช๐˜ฎ๐˜ฃ๐˜ฆ๐˜ณ ๐˜ง๐˜ณ๐˜ข๐˜ฎ๐˜ฆ ๐˜ฉ๐˜ฐ๐˜ถ๐˜ด๐˜ช๐˜ฏ๐˜จ ๐˜ช๐˜ด ๐˜ฆ๐˜ฒ๐˜ถ๐˜ข๐˜ญ๐˜ญ๐˜บ ๐˜ข๐˜ด ๐˜จ๐˜ฐ๐˜ฐ๐˜ฅ (๐˜ช๐˜ง ๐˜ฏ๐˜ฐ๐˜ต ๐˜ฃ๐˜ฆ๐˜ต๐˜ต๐˜ฆ๐˜ณ) ๐˜ต๐˜ฉ๐˜ข๐˜ฏ ๐˜ฉ๐˜ฐ๐˜ถ๐˜ด๐˜ช๐˜ฏ๐˜จ ๐˜ค๐˜ฐ๐˜ฏ๐˜ด๐˜ต๐˜ณ๐˜ถ๐˜ค๐˜ต๐˜ฆ๐˜ฅ ๐˜ง๐˜ณ๐˜ฐ๐˜ฎ ๐˜ฃ๐˜ณ๐˜ช๐˜ค๐˜ฌ ๐˜ฐ๐˜ณ ๐˜ฃ๐˜ญ๐˜ฐ๐˜ค๐˜ฌ. ๐˜ž๐˜ฆ ๐˜ฎ๐˜ข๐˜ฌ๐˜ฆ ๐˜ฏ๐˜ฐ ๐˜ฅ๐˜ช๐˜ง๐˜ง๐˜ฆ๐˜ณ๐˜ฆ๐˜ฏ๐˜ต๐˜ช๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ ๐˜ฐ๐˜ฏ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ญ๐˜ฆ๐˜ฏ๐˜ฅ๐˜ช๐˜ฏ๐˜จ ๐˜ต๐˜ฆ๐˜ณ๐˜ฎ๐˜ด ๐˜ฐ๐˜ง๐˜ง๐˜ฆ๐˜ณ๐˜ฆ๐˜ฅ ๐˜ฐ๐˜ฏ ๐˜ฆ๐˜ช๐˜ต๐˜ฉ๐˜ฆ๐˜ณ ๐˜ง๐˜ฐ๐˜ณ๐˜ฎ ๐˜ฐ๐˜ง ๐˜ค๐˜ฐ๐˜ฏ๐˜ด๐˜ต๐˜ณ๐˜ถ๐˜ค๐˜ต๐˜ช๐˜ฐ๐˜ฏ.โ€

-Patrick Sawdon (Halifax)

A Universally Accepted Build Method

The Irish timber frame market is growing steadily, as self-builders, their architects and contractors begin to realise the many benefits in terms of speed and energy efficiency.

New timber-framed homes can be brought to market at a much faster rate than is possible with traditional block homes, meaning lenders are being repaid faster and the construction industry is meeting housing demands โ€“ combating the Irish housing crisis.

For Self-Builders, once land is purchased, the two biggest cost factors are time & labour. The speed and energy efficiency offered by timber frame construction ย just canโ€™t be ignored!

What Kind Of Mortgage Will I Need To Build A Timber Frame House?

Many self-build mortgages are โ€˜stage releaseโ€™, meaning that finance is released at key, pre-agreed stages of the project. These stages vary between mortgage lenders, so have an open conversation with your lender. Typically, your mortgage lender will ask for full project costs with estimates and 20% contingency before discussing funding.

If you have planning approved drawings and are in need of a quotation for your timber frame; we would be happy to help!

Timber frame construction is faster and less weather dependent than other home building methods; making it an attractive prospect for most lenders.

With a clear quotation from Timber Frame Ireland; outlining a fixed cost breakdown at each stage, itโ€™s easy to draw up a realistic schedule to meet your mortgage lenderโ€™s requirements.

What happens once the timber frame is erected?

Once the Timber Frame Structure is erected, your external leaf can start on the outside walls, this could be timber cladding, brick, natural stone, render. At the same time the inside first fix electrics and plumber can start within the service battens factory fitted to our closed panel timber frame.

Essentially, with timber frame, itโ€™s much quicker (and cheaper!) to get to the next stage in your Self Build project than with a block build, meaning that your lender will be able to release funds faster.

Will building with block still be energy efficient or is timber frame better?

Standard masonry/block built houses can be efficient too; but at a cost. One of the reasons Ireland is seeing an increase in timber frame home building is because of their natural sustainability and energy efficiency benefits.

Thick, quality insulation can be packed within the closed panel system; choosing between 4 different u-value packages โ€“ all within the passive standard range.

Timber Frame Ireland currently offer the best u-value of any closed panel timber frame system on the Irish market.

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