Timber Frame Construction is the fastest growing construction method in Ireland; now sharing approx. 50% of the build market!
Considering the Government are pushing for more timber frame homes; getting a mortgage on a timber frame in Ireland certainly wonโt prove any more difficult to obtain than it would for a standard masonry home.
Hereโs what Zurich & Halifax had to say..
โ๐๐ฏ๐ด๐ถ๐ณ๐ข๐ฏ๐ค๐ฆ ๐ค๐ฐ๐ฎ๐ฑ๐ข๐ฏ๐ช๐ฆ๐ด ๐ฅ๐ณ๐ข๐ธ ๐ฏ๐ฐ ๐ฅ๐ช๐ด๐ต๐ช๐ฏ๐ค๐ต๐ช๐ฐ๐ฏ ๐ฃ๐ฆ๐ต๐ธ๐ฆ๐ฆ๐ฏ ๐ต๐ช๐ฎ๐ฃ๐ฆ๐ณ ๐ง๐ณ๐ข๐ฎ๐ฆ ๐ข๐ฏ๐ฅ ๐ฃ๐ณ๐ช๐ค๐ฌ ๐ฐ๐ณ ๐ฃ๐ญ๐ฐ๐ค๐ฌ ๐ค๐ฐ๐ฏ๐ด๐ต๐ณ๐ถ๐ค๐ต๐ช๐ฐ๐ฏ.โ
-Steve Birt (Zurich)
โ๐๐ช๐ฎ๐ฃ๐ฆ๐ณ ๐ง๐ณ๐ข๐ฎ๐ฆ ๐ฉ๐ฐ๐ถ๐ด๐ช๐ฏ๐จ ๐ช๐ด ๐ฆ๐ฒ๐ถ๐ข๐ญ๐ญ๐บ ๐ข๐ด ๐จ๐ฐ๐ฐ๐ฅ (๐ช๐ง ๐ฏ๐ฐ๐ต ๐ฃ๐ฆ๐ต๐ต๐ฆ๐ณ) ๐ต๐ฉ๐ข๐ฏ ๐ฉ๐ฐ๐ถ๐ด๐ช๐ฏ๐จ ๐ค๐ฐ๐ฏ๐ด๐ต๐ณ๐ถ๐ค๐ต๐ฆ๐ฅ ๐ง๐ณ๐ฐ๐ฎ ๐ฃ๐ณ๐ช๐ค๐ฌ ๐ฐ๐ณ ๐ฃ๐ญ๐ฐ๐ค๐ฌ. ๐๐ฆ ๐ฎ๐ข๐ฌ๐ฆ ๐ฏ๐ฐ ๐ฅ๐ช๐ง๐ง๐ฆ๐ณ๐ฆ๐ฏ๐ต๐ช๐ข๐ต๐ช๐ฐ๐ฏ ๐ฐ๐ฏ ๐ต๐ฉ๐ฆ ๐ญ๐ฆ๐ฏ๐ฅ๐ช๐ฏ๐จ ๐ต๐ฆ๐ณ๐ฎ๐ด ๐ฐ๐ง๐ง๐ฆ๐ณ๐ฆ๐ฅ ๐ฐ๐ฏ ๐ฆ๐ช๐ต๐ฉ๐ฆ๐ณ ๐ง๐ฐ๐ณ๐ฎ ๐ฐ๐ง ๐ค๐ฐ๐ฏ๐ด๐ต๐ณ๐ถ๐ค๐ต๐ช๐ฐ๐ฏ.โ
-Patrick Sawdon (Halifax)
A Universally Accepted Build Method
The Irish timber frame market is growing steadily, as self-builders, their architects and contractors begin to realise the many benefits in terms of speed and energy efficiency.
New timber-framed homes can be brought to market at a much faster rate than is possible with traditional block homes, meaning lenders are being repaid faster and the construction industry is meeting housing demands โ combating the Irish housing crisis.
For Self-Builders, once land is purchased, the two biggest cost factors are time & labour. The speed and energy efficiency offered by timber frame construction ย just canโt be ignored!
What Kind Of Mortgage Will I Need To Build A Timber Frame House?
Many self-build mortgages are โstage releaseโ, meaning that finance is released at key, pre-agreed stages of the project. These stages vary between mortgage lenders, so have an open conversation with your lender. Typically, your mortgage lender will ask for full project costs with estimates and 20% contingency before discussing funding.
If you have planning approved drawings and are in need of a quotation for your timber frame; we would be happy to help!
Timber frame construction is faster and less weather dependent than other home building methods; making it an attractive prospect for most lenders.
With a clear quotation from Timber Frame Ireland; outlining a fixed cost breakdown at each stage, itโs easy to draw up a realistic schedule to meet your mortgage lenderโs requirements.
What happens once the timber frame is erected?
Once the Timber Frame Structure is erected, your external leaf can start on the outside walls, this could be timber cladding, brick, natural stone, render. At the same time the inside first fix electrics and plumber can start within the service battens factory fitted to our closed panel timber frame.
Essentially, with timber frame, itโs much quicker (and cheaper!) to get to the next stage in your Self Build project than with a block build, meaning that your lender will be able to release funds faster.
Will building with block still be energy efficient or is timber frame better?
Standard masonry/block built houses can be efficient too; but at a cost. One of the reasons Ireland is seeing an increase in timber frame home building is because of their natural sustainability and energy efficiency benefits.
Thick, quality insulation can be packed within the closed panel system; choosing between 4 different u-value packages โ all within the passive standard range.
Timber Frame Ireland currently offer the best u-value of any closed panel timber frame system on the Irish market.
